Finding and Documenting Comparable Sales for Property Tax Appeals
Last reviewed: May 2026 · Coverage: Texas, California, Illinois, New Jersey, New York, Florida, Massachusetts, Connecticut, Pennsylvania, Ohio, Georgia, North Carolina
Comparable sales (comps) are the single most important evidence type in residential property tax appeals across all 5 launch states. This guide covers what makes a comp credible, where to find them, how to document them, and the state-specific recency and similarity rules that determine whether they'll be accepted.
What makes a strong comp
Across all states, decision bodies (BoR, ARB, AAB, CBT, BAR/SCAR) look for the same elements:
- Recent — sold within 12 months of the assessment date (with state-specific tightening)
- Similar — same neighborhood, similar size, age, style, condition, lot
- Documented — sale price, sale date, MLS data, photograph
- Arms-length — not a foreclosure, family transfer, or other distressed sale
Most appeal failures come from comps that fail one of these tests. The comps don't have to be perfect — they have to be defensible against the assessor's counter-comps.
Recency requirements by state
| State |
Lien date / assessment date |
Comp recency expectation |
| Texas |
January 1 |
~12 months pre/post (some flexibility for slow markets) |
| California |
January 1 |
3-6 months ideal (tighter than other states); 12 months acceptable; >12 months heavily discounted |
| Illinois |
January 1 |
12 months (BoR Rule 9 standard); PTAB applies more rigidly than BoR |
| New Jersey |
October 1 of pretax year |
12 months pre/post; later sales discounted |
| New York |
Variable by locality (typically March 1) |
12 months pre/post |
| Florida |
January 1 (FL Stat. §192.042) |
12 months pre Jan 1; arms-length sales heavily preferred. Save Our Homes-capped homesteads need just-value comps even though the bill follows assessed value. |
| Massachusetts |
January 1 (Mass. Gen. Laws Ch. 59 §38) |
12 months pre/post Jan 1; ATB applies a tighter standard than the abatement application stage. |
| Connecticut |
October 1 of revaluation year (Conn. Gen. Stat. §12-62a) |
12 months on either side of the Oct 1 reval date. Non-revaluation years adjust the existing reval-year valuation; current sales are not directly probative. |
| Pennsylvania |
County-set base year (varies by county — Allegheny 2012, Philadelphia annual, others vary) |
12 months around the county's base year (which may be a decade-plus old). Counties on stale base years route most appeals through Common Level Ratio (CLR) substitution rather than fresh comp analysis. |
| Ohio |
January 1 of sexennial reval / triennial update year (ORC 5713.03) |
12 months pre Jan 1; arms-length sales heavily weighted. HB 126 (2022) sharply restricted school-district comp-driven counter-complaints. |
| Georgia |
January 1 (O.C.G.A. §48-5-3) |
12 months pre Jan 1 strongest; arms-length recent purchase usually treated as best evidence at BOE. HB 92 (2024) eliminated automatic appeal-pending freeze. |
| North Carolina |
January 1 of county's reappraisal year (G.S. 105-283; 4-8 yr cycle per G.S. 105-286) |
Comps within 6-12 months before the reappraisal date — NOT current sales. Wake's 2024 reval values anchored at Jan 1 2024; appeals filed in 2026 still use 2023-Q4/early-2024 comps. Post-reval-date market data routinely rejected at PTC. |
CA's 3-6 month tightness is unusual — Title 18 CCR rules and BOE Assessment Appeals Manual emphasize "as of the lien date" valuations more strictly than other states.
Similarity requirements
What "comparable" means varies modestly across states but the universal factors are:
- Square footage of living area (within ~10-15% typical)
- Age / year built (within ~10 years typical for tract neighborhoods; era-matching for distinctive architectural styles)
- Design (one-story vs. two-story, ranch vs. colonial, frame vs. brick)
- Lot size (significantly larger lots disqualify; substantially smaller lots also)
- Bathroom count, fireplace count, garage size
- Basement — finished vs. unfinished is a major weight factor in IL PTAB decisions
- Condition / quality of construction
In same-municipality matching:
- Texas: same school district / appraisal sub-area within the CAD
- California: same neighborhood / sub-market
- Illinois: same township within the county
- New Jersey: same municipality — cross-municipal comps generally rejected (different Director's Ratios)
- New York: same town/city/village + ideally same school district
How many comps to submit
The standard rule across most states is 3-5 comps. Submitting fewer than 3 risks dismissal under procedural rules (especially IL BoR Rule 9, "Three (but not more than five) comparable properties"). Submitting more than 5 typically produces no benefit and can dilute the strongest comps.
Practical rule: pull 8-10 candidate comps initially, then narrow to the strongest 5 that survive scrutiny on similarity and recency.
Where to find comps
Best sources, in rough order of credibility:
- MLS listing sheets (the standard residential comp source) — accessed via a real estate professional or MLS-data services. Most credible because it includes condition, days-on-market, and listing detail
- County recorder / register of deeds — sale prices via deed transfer documents (verifies arms-length transactions and sale prices)
- Tax assessor parcel records — your local CAD/assessor publishes parcel-level property characteristics + recent sales activity
- Zillow/Redfin (with caution) — useful for initial screening; data quality varies; not always accepted as primary evidence; verify against MLS or assessor records before submission
- USPAP-compliant appraisal — if you commission an appraisal ($400-$800 typical for residential), the appraiser's selected comps come pre-vetted
Documenting each comp
For each comp, prepare:
- Sale price
- Sale date (must be within state's recency window)
- Property address (for verification by decision body)
- Square footage (living area)
- Bedroom and bathroom counts
- Year built
- Lot size
- Architectural style / design
- Photograph (front exterior typical; condition documentation if relevant)
- Source citation (MLS listing #, deed reference, tax record)
Most states' formal complaint forms (TX Form 50-132, IL DuPage BoR appeal form, CA Form BOE-305-AH, NJ Form A-1, NY Form RP-524) include space for this. Bring documentation in duplicate or triplicate for the decision body and the assessor.
Adjustments
Appellants are expected to make adjustments to comps for material differences. Standard adjustments:
- Size differential: typically $50-$100/sq ft, varies by market
- Basement (finished vs. unfinished): in markets where this matters (IL, parts of NY), typically $25-$50/sq ft of finished space
- Garage size: small adjustment, typically $5,000-$15,000 differential per stall
- Bathroom count: $5,000-$15,000 per half-bath difference
- Condition: large variation; typically requires photo documentation + repair estimates
- Time adjustment: for sales early/late in the recency window, +/-2-5% typical depending on market trend
Common comp-pulling failures
- Foreclosures or distressed sales — generally rejected by all 5 states' decision bodies
- Family transfers / nominal-consideration sales — not arms-length
- Cross-municipality comps (NJ specifically) — different ratios make them apples-to-oranges
- Comps with major undocumented differences — a comp 30% larger than your home, without explanation, will be discounted
- Sales beyond the recency window — IL PTAB has specifically downweighted comps "occurring greater than 15 months prior to the January 1 assessment date" (multiple published decisions)
- Cherry-picking only the lowest sales — assessors counter with their own comps; submitting only the lowest 3 leaves you exposed to a counter-package of 5 better-matched comps at higher values
State cornerstones with specific rules
- Texas — §41.461 evidence packet requirements
- California — Title 18 CCR + BOE Assessment Appeals Manual standards
- Illinois — DuPage BoR Rule 9 (representative for most IL counties) + PTAB practice
- New Jersey — Chapter 123 Common Level Range mechanics + standard market-value comp rules
- New York — Form RP-524 + SCAR procedures
Practical takeaways
- Pull 8-10 candidate comps; submit the 5 strongest
- Match within state-specific recency window — be strictest for California (3-6 months ideal)
- Stay within the same municipality (NJ critical; less critical in TX/CA)
- Document each comp with sale price, date, MLS data, photograph
- Anticipate that the assessor will submit counter-comps; choose comps that survive close scrutiny
- USPAP-compliant appraisals ($400-$800 residential) are the strongest single piece of evidence when budget allows
The Property Tax Desk Editorial Team